Don't Wake Up to a
Frozen Stripe Account

Get early warnings when your dispute ratio or velocity spikes toward danger — plus exactly what to do about it.

Free for first 50 beta users. No credit card required.

30%
of founders "hope for the best"
180 days
typical fund hold duration
0.9%
Visa's danger threshold

🔒 Zero-Risk Integration

👁️

Read-Only Access

We connect via Stripe's official OAuth. We cannot modify anything in your account.

🔐

Non-Custodial

We never touch your funds, initiate refunds, or change any settings.

📊

Minimal Data

We see disputes & charges. Never customer PII or card numbers.

Stripe Approved

Built for the official Stripe App Marketplace with full security review.

"Hope" Is Not a Risk Strategy

30% of Stripe founders are flying blind — checking dashboards occasionally and hoping for the best. Until it's too late.

⚠️ THE SILENT KILLER

A sudden sales spike (velocity) can freeze your funds even with zero chargebacks. Stripe's algorithm flags unusual patterns — and you won't know until it's too late.

⚠️ THE 0.9% TRAP

Once your dispute ratio hits 0.9%, you enter Visa's Dispute Monitoring Program. Mastercard's threshold is 1.0%. Fines start at $50/dispute. Freezes follow.

⚠️ THE 180-DAY NIGHTMARE

Stripe's terms allow them to hold your funds for up to 180 days to cover potential chargebacks. Can your business survive 6 months without that cash flow?

"Stripe froze $130,000 during our biggest growth month. We almost didn't survive. No warning. No explanation. Just 'your payouts are paused.'"

— Founder on Reddit r/stripe

Your "Account Health" Command Center

🚦

Traffic Light Dashboard

See your risk status in plain English — not confusing charts or raw percentages.

🟢 Green: You're safe
🟡 Yellow: Warning (0.7%+)
🔴 Red: Danger — act now
🚨

Slack + SMS Panic Alerts

Emails get buried. We send urgent alerts where you'll actually see them — instantly.

"⚠️ Your dispute ratio hit 0.8%
— here's what to do NOW"
📋

Prescriptive Action Playbooks

Don't just get an alert — get a fix. Specific, opinionated actions for each risk level.

⚠️ Velocity spike detected
→ Pause FB ads for 24 hours
→ Add 3DS for orders >$200
🛡️

Contingency Planning

If risk stays elevated, we help you prepare before you're forced to scramble.

→ When to set up a backup processor
→ How to communicate with Stripe
→ Appeal documentation checklist

Protection That Pays for Itself

Early Access
$29/mo

Regular price: $49/mo after beta

  • Real-time dispute ratio tracking
  • Velocity spike detection
  • Slack + SMS alerts
  • Action playbooks for every alert
  • Contingency planning guidance

Questions? Answers.

Can Risk Radar guarantee I won't get frozen?

No — and anyone who promises that is lying. Stripe can freeze accounts for reasons no external tool can see (KYC issues, prohibited business flags, external fraud reports). We give you early warning and specific actions to reduce your risk significantly.

How is this different from Stripe Radar?

Stripe Radar evaluates each individual transaction for fraud and decides whether to block it. Risk Radar monitors your overall account health — dispute ratios, velocity patterns, payout anomalies, refund trends. Different use cases, complementary tools.

Can you access my funds or make changes?

No. We use read-only OAuth permissions granted through Stripe's official API. We can see your metrics but cannot touch your money, initiate refunds, or change any settings. Ever.

I could build this myself. Why pay you?

You could. But would you maintain it while running your business? The value isn't raw API access — it's alerts that fire at the right time, plain English interpretation, prescriptive actions, and playbooks refined from patterns across many merchants.

What if I'm already in trouble with Stripe?

Join the waitlist and reply to your welcome email with details. We'll prioritize your audit and help you understand where you stand — plus what actions might help improve your situation.

Stop Flying Blind

70% of Stripe founders either "hope for the best" or maintain fragile DIY scripts. You have better things to do.

First 50 users get lifetime $29/mo pricing.